Banking Products - Sampath Bank

Personal Banking

1.      Savings Accounts 

• Regular Savings :

Sampath Double S : 
          Sri Lankan citizen over 18 years of age

          Minimum initial deposit - Rs. 1000/-

Offers up to 50% bonus on interest monthly, together with an array of other benefits.

Sampath Hit Saver-
          Sri Lankan citizen over 18 years of age

          Minimum initial deposit - Rs. 1000/-

• Childrens Savings :

Samoath Pubudu - This account comprises numerous benefits to help teach your child the value of saving, the pleasure in the habit of saving and guarantees a gamut of exciting gifts and fun activities.

Sampath Sapiri - Sampath Sapiri pays a higher interest and is considered as the investment account for minors.

• Teenage Savings :

Sampath X-SET Account – 
           A comprehensive saving package designed for the youth

           Be a resident of Sri Lanka, between the ages of 13 – 19

           Minimum deposit - Rs. 500/-

           3.5 % per annum interest

• Ladies Accounts :

Ladies 1^st - 
          A unique savings account from Sampath Bank for the modern Sri Lankan women with a promise of more financial freedom, convenience, and advantages.

          Sri Lankan female citizens of 18 years of age and above

          Minimum initial deposit - Rs.1, 000/-.

          3.50 % per annum interest.

• Cinior Citizen Accounts :

Sampath Sanhinda Saver Account - 
          Sri Lankan citizen of 55 years of age and above

          Minimum initial deposit - Rs.1, 000/-

          6.50% per annum interest

• Money Market :

Money Market Account - 
          Specially designed savings accounts which offers higher interest rate for corporate bodies and high net worth individuals.

          Sri Lankan citizen over 18 years of age.

          Minimum initial deposit of Rs.500,000

2.      Loans

•   Housing Laons :

Sevana Housing Loan – Provide for Sri Lankan citizens who have a regular Net Individual Monthly Income exceeding Rs. 60,000/-.

Sevana Dayada Housing Loan - Applicants should be a Sri Lankan Citizen below 55 years of age. The child should be over 18 years of age and employed/employable.

Foreign Currency Housing Loansv - specially designed for Sri Lankans who are working aboard having a monthly income either individually or jointly with spouse.

• Business Loans :

Sampath BIZCASH – Instant business loan against to the gold

Sampath Saviliya -  Speacially business loan for women.

3.      Credit Cards

Visa Infinite

Visa Signature - Offered to people of distinction along with superior rewards and high value deals. This card was first introduced to Sri Lanka by Sampath Bank.

Mastercard World - Empowering cardholder with the flexibility to create all the unique experiences in life, with exemplary service.

Visa Platinum

Gold/Classic - 
            Those over 18 years of age.

            Those with a minimum annual income of LKR 600,000/-.

4.      Term Deposits

• Regular Deposits :

Fixed Deposits - Sri Lankan citizen over 18

Minimum initial deposit - Rs. 25,000/- years of age

Certificate of Deposit - Offered for different time durations – 06 months, 12, months, 24 months, 36 months and 60 months.

Sampath ODFD – Automatic overdraft for fixed deposits

• Flexible Deposits :

Sampath Kalin Cash -
          Sri Lankan citizen over 18 years of age

          Minimum initial deposit - Rs. 50,000/-

 Easy FD - 
          Sri Lankan citizen over 18 years of age.

          Minimum initial deposit - Rs. 25,000/-

• Cineor Citizen FD :

Sampath Sanhinda FD - 
          All Senior Citizens above 55 years of age

          Minimum deposit – Rs.100,000/-

Corporate Banking

1.      Corporate Credit Division

Offers a range of financial products and services both long and short term, which include but not confined to the following:

• Term Loans
• Leasing Facilities
• Money Markets Loan
• Overdrafts

2.      Commercial Credit Division

Providing banking services to its valued customers which goes beyond the traditional norms of the banking industry.

• Export Financing
• Import Financing
• Working Capital Financing
• Leasing Facilities

3.      Corporate Finance Division

Offers a range of Investment Banking Services tailor-made to suit individual client requirements, complemented by its large network and state of the art IT platform.

• Debt Financing
• Investment in Corporate Debt Instruments
• Equity Capital Market
• Underwriting of shares / Debt issues

4.      Development Banking

Development Banking has made significant inroads to the development of business sector of the country.

• Start – up Projects
• Expansions, Relocations and diversifications
• Working Capital Financing
• Bridging Financing

5.      Foreign Currency Banking Unit(FCBU)